Hon. Kim Beazley, M.P.,
22nd July 2001.
Leader of the Opposition,
Canberra.


Dear Sir,

We refer you to an article in yesterday's Age:

          "Banks called to account over charges"

Congratulations that Labor would legislate to force the  banks
to  sign  a  social contract to offer "fee-free and no-frills"
services for ordinary Australians.

The Banks are robbing us left and right for far too long.

It  is  scandalous for bank executives to increase  their  pay
packets by closing branches

Yours sincerely,


Eddie Hwang
President.